The following payment options are available at NOVICA: payment by credit card (Visa, Mastercard, American Express or Discover), either online through our secure server or by phone; payment by cashier's check (by mail); and payment by money order (by mail). In all cases, you may place your order through our online checkout system. If you are paying by cashier's check or money order, you will be given the payment address at the end of checkout. If you would prefer to check out over the phone, please contact a Customer Service Representative toll-free at 1-877-2-NOVICA (1-877-266-8422) or (310) 479-6115. Please note that credit cards will be charged only after an order has shipped from our fulfillment center.

At NOVICA, we realize that shopping online can feel a bit risky. However, the truth of the matter is that advances in secure server technology have made shopping at NOVICA just as safe as using your credit card to shop around town or over the phone. Our goal is for you to feel as comfortable using your credit card at NOVICA as you do everywhere else that you shop. To that end, NOVICA has partnered with Verisign for all online credit card transactions.

Verisign, the leading provider of digital trust services, has been processing credit cards securely over the Internet since 1995 and currently provides secure payment services for more than 60,000 online merchants. Verisign's internet payment gateway supports the Internet's strongest security technologies, including Secure Socket Layer (SSL) technology with 128-bit encryption. These encryption technologies work with Netscape Navigator (versions 2.0 and above), Microsoft Internet Explorer (version 3.0 and above), and AOL (AOL 3.0 and above). All financial information submitted on NOVICA is encrypted and digitally signed as it travels over the Internet using Verisign's industrial-strength combination of DES encryption and RSA public key technology.

Verisign transactions are protected by the highest levels of security available and ensure complete and total privacy for NOVICA's online customers. So secure are NOVICA transactions that not even NOVICA employees have access to your credit card information. Using your credit card affords you the added advantage of knowing that, in the event that there is a problem with your purchase, the credit card company will remove the purchase from your bill and NOVICA will not be paid. Furthermore, in the extremely unlikely event that shopping at NOVICA leads to an unauthorized use of your credit card, most financial institutions either cover all of the resultant charges or limit your liability to $50 (refer to the Fair Credit Billing Act or your credit card agreement for further details). Should the bank not cover this additional $50 liability, NOVICA will cover it, provided that the unauthorized use of your credit card resulted from an error on the part of NOVICA as a result of purchases made on NOVICA through the secure server, and through no fault of your own. In short, using your credit card at NOVICA is absolutely safe - we guarantee it.

If you are still uneasy about placing your order online, please feel free to call us toll-free at 1-877-2-NOVICA to place your order by phone.

If you pay by credit card, your card will not be charged until your order has been shipped from our fulfillment center. If you ordered from multiple regions, your card will be charged separately for each region as each part of your order is shipped.

California sales tax will be collected on all orders being shipped from California to addresses in California. Please note that most items sold at NOVICA are not shipped from California (they are shipped from our international fulfillment centers), so sales tax is not due for most orders shipping to California. Most of the items being shipped from California are showcased in the "Fast Shipping" section of the website. If you will be required to pay sales tax on one or more items, you will be alerted during the Checkout process before you actually submit the order.